Client Profile: Priya, 48 – Owner of a Manufacturing Business

Priya had secured a $27 million business loan to expand her manufacturing operations. While growth was steady, the mounting interest payments were cutting deeply into profits and limiting how much capital she could reinvest in the company.

Every dollar paid in interest felt like lost potential—money that could have been used for hiring, expanding, or securing new equipment. Worse, if growth slowed, those interest payments could have become unsustainable.

This is a situation where leveraging a permanent, cash-value life insurance policy would be highly effective. For this client, using that vehicle and a mix of additional advanced strategies would allow Priya to reduce her interest costs on the loaned moies, use the loan monies as intended and gain additional earnings on those same funds.

Without this strategy, Priya would have lost millions over the loan’s lifespan. With it, she’d be saving significantly, earning more, and ensuring her company grew without unnecessary financial strain.