Long Term Care

Long Term Care Insurance

Can Your Nest Egg Handle Retirement & Nursing Home Costs?

Long Term Care: The Hidden Threat To Your Retirement Savings

Long-term care costs are rising fast, and Medicare won’t cover most of them. A private nursing home can cost more than $100,000 per year—and those costs could wipe out your savings in just a few years.You’ve planned for retirement, but if you haven’t planned for long term care, it’s time that you start before it’s too late. If you needed long care tomorrow, how would you pay for it?

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Types Of Long Term Care

Traditional Long Term Care

Covers home care, assisted living, and nursing homes so you don’t have to spend down your assets.

Hybrid Life Insurance + Long Term Care

Provides flexibility—if you don’t need long-term care, your family still gets a payout as a life insurance benefit.

Annuities + Long Term Care Benefits

Uses annuity structures to provide steady income while also allowing for additional monies if long term care needs develop.

RSF – Long Term Care pexels-kampus-7551686

Planning Early Is Key

More Cost Effective

Long term care premiums are lower when you’re younger & healthier.

Better Control

Keeps you in control so family members aren’t burdened with costs.

Keep You Money

Prevents the need to spend down assets to qualify for Medicaid.

Our process is simple but powerful

How we work to achieve your goals

Step – 1

start with a conversation

We discuss your current situation, past efforts & ideal outcomes / goals.

Step – 2

research & strategize

We explore the best options based on your needs.

Step – 3

present tailored solutions

We provide clear strategies designed for the desired impact.

Step – 4

partner for success

We implement your strategy and provide continued guidance.

Passionate. Dedicated. Professional.

what people are saying

We care about our clients…and it shows!

Tanisha Coffey is the best! She is super patient and answered all of my questions. I HIGHLY recommend her for your insurance needs.

C. Scott

…Tanisha took the time to thoroughly explain each plan option, ensuring I had a clear understanding of the details and benefits. She was not only well-prepared to answer every question I had but also went above and beyond to clarify complex information in a way that was easy to grasp…

C. Ahuchaogu