Client Profile: Aaron, 55 – Former Federal Employee

Aaron had dedicated decades to his federal career and diligently built his TSP (Thrift Savings Plan), expecting a stable and comfortable retirement. But an unexpected round of layoffs changed everything. Suddenly, his secure future seemed uncertain, and he faced hard questions about how to protect his savings without exposing it to tax penalties or market losses.

With limited options and concerns about unpredictable market swings, Aaron sought a safer, smarter strategy. Based on this client’s situation and needs, the Rock Solid recommendation would be to transition his TSP into a personal private pension plan—ensuring predictable, tax-free growth and guaranteed income for retirement.

Without this shift, Aaron would risk significant losses and penalties, possibly delaying his retirement and diminishing his future income. By opting for a personal private pension plan, he would secure his retirement, protect his income from tax erosion, and restore his peace of mind.