Passionate – Dedicated – Professional

Live The Retirement Dream You’ve Been Dreaming Of

Insurance is a financial tool & asset when used strategically!

Retirement Should Be About Freedom, Not Financial Worries

You’ve spent years working hard, saving, and investing. But the real question is: Will your money last as long as you do?

Market downturns, rising taxes, and longer life expectancy make traditional retirement strategies risky. A sound retirement income plan isn’t just about having a large nest egg—it’s about creating guaranteed, predictable income that ensures you never run out of money.

Cover Your Essentials with Income That Lasts a Lifetime

You currently live your life based on the income you have coming in every couple weeks or every month, not a lump sum of money that you have to ration out across the year. It’s predictable income and makes it easier for you to plan your life with certainty. So, why wouldn’t you plan your retirement the same way Predictable income means having a personal private pension, tax-free income strategies, and Social Security maximization—not just relying on market-based investments. With a properly structured plan, your income will continue no matter what the market does, ensuring that your retirement years are truly golden and not filled with financial stress.

Guaranteed Lifetime Income

Structured annuities, IULs, and private pensions protect you from outliving your money.

Wealth Growth & Tax-Free Withdrawals

IULs and other tax-advantaged insurance strategies allow you to keep more of your money.

Optimized Social Security Benefits

Social Security will provide a predictable income. Determine the best time to start taking it to ensure you receive the maximum benefits.

Hope Is Not A Retirement Strategy

Market investments are great for accumulation, but if all your retirement funds are in taxable or tax-deferred accounts, rising taxes could eat away at your savings.

  • Leaving all your money in the market? You could lose a chunk of your wealth at the worst possible time.

  • Relying solely on a 401k or IRA? You could face massive tax burdens in retirement.

  • Thinking Social Security is enough? Most retirees need more to maintain their lifestyle.

A strategic mix of guaranteed lifetime income from insurance-based solutions and tax-optimized investments ensures a financially stress-free retirement.

Lock In Your Lifestyle…Then Let The Rest Ride

Planning for retirement isn’t about chasing the highest returns—it’s about eliminating risks, protecting wealth, and ensuring lifelong income. Let’s build your secure, tax-optimized retirement plan—so you can retire with confidence. Schedule a consultation today.

Your Paycheck
(“Essential Income”)

Your fixed expenses—housing, food, healthcare—must be covered by guaranteed income sources:
✔️ Personal Private Pensions
✔️ Indexed Universal Life Insurance (IULs)
✔️ Optimized Social Security Benefits

Your Playcheck
(“Discretionary Spending”)

This is where your market-based investments come in—funding vacations, hobbies, and fun purchases. Keeping this money separate ensures your essentials are never at risk due to market swings.

Our process is simple but powerful

How we work to achieve your goals

start with a conversation

We discuss your current situation, past efforts & ideal outcomes / goals.

research & strategize

We explore the best options based on your needs.

present tailored solutions

We provide clear strategies designed for the desired impact.

partner for success

We implement your strategy and provide continued guidance.

real world use cases

Passionate. Dedicated. Professional.

what people are saying

We care about our clients…and it shows!

Quotes Dark

Tanisha Coffey is the best! She is super patient and answered all of my questions. I HIGHLY recommend her for your insurance needs.

C. Scott

Quotes Dark

…Tanisha took the time to thoroughly explain each plan option, ensuring I had a clear understanding of the details and benefits. She was not only well-prepared to answer every question I had but also went above and beyond to clarify complex information in a way that was easy to grasp…

C. Ahuchaogu